Small Business Loans IBFS is committed to helping your small business achieve success. SBA 504 Loan Program Get up to 90% financing with affordable rates and terms for your small business’ fixed asset projects. Learn More SBA 504 Loan Refinancing Refinance your eligible business debt, including mortgages for real estate related to your small business. Learn More SBA 504 Loan Program Get up to 90% financing with affordable rates and terms for your small business’ fixed asset projects. Learn More SBA 504 Loan Refinancing Refinance your eligible business debt, including mortgages for real estate related to your small business. Learn More